Did Your Savings Take A Hit When The Market Dipped?

Are you looking for some relief from the drama associated with market volatility?

If you are like many people today, when you thinking about the future, you may have concerns about predictability of the market, increasing longevity, the eroding effect inflation can have on your purchasing power, and possibility of outliving your assets during retirement.

If you share these concerns, please  fill out the simple form to the right and we will show you product choices that can help you overcome them.

These choices include products and riders from an  A and A+ rated companies that offer guaranteed interest during accumulation, income payments during distribution that can increase (and will never decrease), and income payments guaranteed to last as long as you live. Further more you can:

Protect your principal and interest with guarantees that protect your money from losses associated with a market downturn

Take advantage of potential growth from indexed interest based on growth in a market index

Enjoy bonus on premium received in the first few years

Have opportunities for income increases each and every year

Have reliable income for life

Benefit from tax deferral and a death benefit.

These are just a few of the benefits you can realize when you consider fixed or fixed indexed annuity as an important part of your overall long-term financial strategy.

When it comes to your financial future, you may have much less to worry about than you think. Get connected today to learn more about the entire line of solutions.

Need to boost retirement income...?

Need to boost retirement income? Consider one of the newest Fixed Indexed Annuities and receive generous bonus with new contract, guaranteed 8% annual simple interest credited to your simple withdrawal value while in deferral. When you are ready to start income stream, between ages 50 and 90, you will receive certain percentage of your total withdrawal value based on current age for as long as you live. Depends on option you choose, your income may increase every year. For the life of the contract, your principal and credited interest is protected against market volatility.

Could long-term care short circuit your retirement income security?

Americans are living longer than ever before.

Well into retirement, we are traveling, gardening, or just running to keep up with grand kids.

In fact, 70% of individuals age 65 or older will need some type of long-term care.1

Whether it's temporary or permanent, it could devastate our future and our retirement income security.

There are national averages of long-term care costs:

• Nursing home, semiprivate room: $181 per day, or $66,065 per year.1
• Nursing home private room: $205 per day, or 74,825 per year,1
• Home health aide: $25 per hour.1

Preparing for potential need for long-term care makes sense, especially if you can help protect your existing assets at the same time. Your loved once will also appreciate your preparations.

1Cost as of 2007. U.S. Department of Health and Human Services-National Clearinghouse for LTC Information, www.longtermcare.gov 03/26/2008

Today I met (for purpose of this blog I call her 'Mary'). Mary, healthy 65 year old nonsmoker is enjoying retirement. She set aside $300,000 in the cash portion of her retirement portfolio in case she should ever need long-term care. After talking with Mary she moved $105,000 into single premium product and freed up the remaining $195,000 to seek further growth. Now, Mary's prepared for three possibilities, all of which are guaranteed... in case of long term she will have more than $500,000 for LTC related expenses, more than $200,000 in case of unexpected death, and at any time Mary may request return of her initial payment of $105,000 no question ask just in case she will change her mind.